More and more Americans are choosing to work freelance, be self-employed, or join the gig economy. This has caused the typical rental application process to shift dramatically from even five years ago. If you’re one of the more than 15 million self-employed people in the U.S., you may have noticed that it can be particularly difficult to get your apartment application through the approval process. Why is this and what can you do to make sure you get the apartment of your dreams? Read the rest of this entry »
‘apartment credit check’ Tag
When you find an apartment you really love, you don’t want to give up on it due to a shaky financial track record. Even if you have a less than stellar credit history, there are many things you can do to improve your score in both the short, and long term. Follow along as we dive into how your credit score works and learn what you can do to work on improving your credit score, no matter your financial background. Read the rest of this entry »
Do you flinch at the thought of the words “fiscally responsible?” Does your head spin every time the cashier asks if you have a Nordstrom/Gap/PacSun card? Do your nightmares consist of dollar bills flying out of your wallet and into a pool of Wall Street-looking business men? Relax! If you’re new to managing your own finances and establishing credit, we’ve got you covered. Here are a few basic things that all credit card noobs should know. Read the rest of this entry »
Whatever the size of the apartment you’re applying for—from efficiency to two-bedroom apartments to lofts—you’ll probably have to undergo a credit check when you submit your application. Because landlords are trying to find out whether you would be a reliable renter, they look at your report for things like debt, consistency, predictability, and your previous rental history. But what happens when they actually go to check that report?