What’s an ideal summer without a few adventures in grilling? Now is the perfect time to fire up the grill and dive into some delicious seasonal recipes (and try out a few no-grill side dishes), because nothing says summertime like grilled burgers and fresh watermelon! Read the rest of this entry »
Is your relationship with sleep feeling the heat this summer? Do you find yourself waking up sweaty and frustrated in the middle of the night? You’re not alone. Many people suffer from heat-induced insomnia. The good news is, if you’re a hot sleeper, we’ve got you covered with seven bed-cooling tips that’ll help you get the sleep of your daydreams without sending your A/C bill through the roof. Read the rest of this entry »
One of the downsides of apartments is that they can be noisy. You can hear the neighbors around you, and they can hear you. Fortunately, if you want to know how to soundproof thin walls, science is on your side. There are lots of ways to soundproof apartment walls, and they’re cheaper than you’d think. Read the rest of this entry »
Do you have a baby on the way? Congratulations! As a new parent, you’ve got a world of worries on your plate, and a to-do list a mile long. Take this one off your list. We’ll show you how to make room for a little one in even the littlest of one-bedroom apartments. Read the rest of this entry »
It’s the dead of winter, and instead of cozying up inside with a good book, you’re freezing your butt off in your own apartment! You could turn up the heat, but that’s mega-expensive. And besides, you really spend the majority of your time in just one room. Before you start burning furniture, check out these cheap ways to heat a room in your apartment without sending your bills through the roof. Read the rest of this entry »
Do you flinch at the thought of the words “fiscally responsible?” Does your head spin every time the cashier asks if you have a Nordstrom/Gap/PacSun card? Do your nightmares consist of dollar bills flying out of your wallet and into a pool of Wall Street-looking business men? Relax! If you’re new to managing your own finances and establishing credit, we’ve got you covered. Here are a few basic things that all credit card noobs should know. Read the rest of this entry »
It’s a pretty great time to be alive. Almost anything you can think of can be delivered right to your front door. Whether you need a car to drive you to the airport, dinner from your favorite restaurant, a selection of clothes from a virtual stylist, or a doggy door from Amazon for your house-trained miniature horse, it’s all just a few clicks away. Read the rest of this entry »
Clutter in any apartment can make a space seem smaller, but a messy one-bedroom apartment can start to feel tiny fast. Fortunately, renters who take a more laid-back approach to tidying up can still keep things neat. Here are 5 cleaning hacks that will help even the laziest renter maintain a tidy living space.
The prospect of doing a big cleaning spree in a single day can seem overwhelming—and if you’re busy, downright impractical. Rather than carving out long periods of time on a single day, distribute your cleaning tasks throughout the week. Clean up just the bathroom before you go to bed on Monday. Sweep the kitchen and put away the dishes after dinner on Tuesday. Read the rest of this entry »
Does the thought of your heating bill make you shiver? If you live in an apartment, you may think there isn’t much you can do to reduce you heating bill this winter. However, even those living in cities with colder climates, like apartment dwellers in Columbus or Seattle, can make small changes to cut back on expensive heating costs. Here are a few ways to save on costs with little time and effort.
Let’s say a close friend comes to you and asks for help securing a two-bedroom apartment. She is able to pay all the deposits and has no problem adhering to the terms of the lease, but she has bad credit and so the landlord probably won’t accept her as a renter. So she’s asking you to cosign the lease with her. However, you’re worried about what cosigning could do to your credit. What would you do?
Whether you are considering cosigning a lease for a friend or a family member, here are some things you should know about how cosigning might affect your credit score.
What does cosigning mean?
“Cosigning” is exactly what it sounds like: you are signing a lease alongside another person. Because a lease is a contract guaranteeing that the signees will uphold the terms of the lease, both the renter and you will be responsible for adhering to those terms. More specifically, if you are cosigning, you are guaranteeing that the renter will pay all bills due to the apartment. If they can’t, it falls on you to meet the financial terms of the lease.
© 2020, Cort Business Services, Inc. All rights reserved. Equal Housing Opportunity
