Buying renters insurance is more urgent than you might assume. Think your apartment’s landlord is responsible if the stuff in your apartment gets stolen or damaged? Think again. Their responsibility is only for the building itself, which you won’t matter much to you if your new laptop or flat screen TV gets stolen or trashed.
While most of us have drifted by in an apartment for awhile without buying renters insurance, it’s taking a big risk, and it simply doesn’t make any sense considering that a lot of renters insurance policies cost less per day than the price of a soda. Here are a few tips on buying renters insurance.