Whether you’re moving off-campus with a group of friends or looking to upgrade your current living situation, you face one big question: house or apartment?

Maybe you’re leaning one way or the other. Maybe you’re totally on the fence. Either way, this pros and cons list will steer you in the right direction. Read the rest of this entry »

In many respects, rent-to-own apartments sound almost too good to be true:

• There’s barely a fraction of the maintenance required of a house.
• It can be easier — not to mention more affordable — to find an apartment closer to vibrant downtown areas than similarly located homes.
• It combines the flexibility of renting with the financial security of owning property.

Well, rent-to-own apartments aren’t a dream. They’re real! But they can carry a few real challenges you need to be aware of, as well. Read the rest of this entry »

There are many myths surrounding the renting vs. buying situation. If you’re considering moving into an apartment for rent or purchasing a house, you’ll find lots of conflicting arguments about which one is better. Either way, deciding between renting or buying takes a lot of time and resources. But don’t worry! We’re going to debunk a few of these myths to make your decision process a little easier.

Myth: Buying is always better renting.

Truth: Definitely not true! There are a lot of factors that will help determine whether you should buy or rent. What is your budget? How long will you live there? How much room do you need? What’s the current state of the housing market in your area? What does your credit score look like? Once you can answer these questions, you will be able to make the decision right for you. Read the rest of this entry »