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Moving in with a roommate? Smart move. It can save you money, split responsibilities, and even turn into a great friendship. But before the boxes are unpacked and the Wi-Fi password is shared, there’s one thing you shouldn’t skip: a roommate agreement.
A roommate/housemate agreement outlines how you and your roomie will handle everything from rent payments to cleaning duties. Think of it as your apartment game plan—designed to keep the peace and set the ground rules from the start.
Not sure if it’s worth drafting one? Here’s everything you need to know about what a roommate agreement includes, the pros and cons of creating one, and how it can make shared living way less stressful.
A roommate agreement is a written contract between people who live together in a shared rental space. While the lease agreement is signed between the landlord and the tenant(s), a roommate agreement is created between the roommates themselves to outline their shared responsibilities and expectations.
A roommate contract typically covers:
Think of it as a communication tool, providing guidelines that can keep everyone on the same page from day one.
A roommate agreement is typically considered a private contract among roommates. It’s not often filed with a court like a lease would be. Most roommate agreements are more about accountability than legal enforcement. They create a written record of what was agreed upon, so when tensions rise, you have something to refer back to.
Still on the fence? Here’s why creating a roommate agreement is worth considering:
A roommate agreement lays the foundation for how you’ll live together. Rent responsibilities, cleaning duties, and guest policies are all clearly defined upfront to avoid surprises after move-in day. Shared understanding helps everyone feel more confident and aligned.
Many roommate issues stem from unspoken assumptions, like who cleans the bathroom or how late it’s okay to play music. A written contract brings those expectations into the open, reducing misunderstandings and tension.
Disagreements are inevitable in any shared living situation. But instead of debating every issue in the moment, a roommate contract gives you a reference point: what you both agreed to in calmer, cooperative moments. It can act as a neutral third party during tough conversations.
Whether someone’s relocating or moving in with a partner, transitions happen. A roommate agreement can outline how much notice is required, what happens with shared deposits, and expectations around cleaning or replacing furniture. The end of the lease doesn’t have to mean the start of a feud.
Roommate agreements are helpful but not flawless. Keep these potential downsides in mind:
Unlike a lease signed with a landlord, a roommate agreement isn’t usually legally binding. While courts may uphold financial terms (like who owes rent), more subjective rules—like “no overnight guests on weekdays”—are less likely to be enforced.
Drafting a contract with someone you barely know (or even someone you’re friends with) can feel a bit formal or uncomfortable. But that brief discomfort is often worth the long-term clarity it provides.
Just because expectations are written down doesn’t mean every roommate will follow them. If someone chooses to ignore the agreement, your options for recourse are limited. Your roommate agreement also can’t override the terms of your official lease agreement.
Life changes, and so do routines. A roommate agreement can sometimes feel too rigid if one person’s habits shift or if the rules no longer reflect the current dynamic. Regular check-ins or updates to the agreement can help maintain its relevance.
If you’re moving in with roommates—friends or strangers—a roommate agreement is almost always a good idea. It helps define boundaries and prevent small issues from escalating into bitter fights. If your roommates balk at it, that itself can be a red flag.
Does it guarantee harmony? No. But a well-written contract can help you avoid confusion. Instead of “I thought we agreed,” you can have an actual document to pull up. And even if it isn’t fully enforceable legally, it gives you something to refer back to when questions arise.
Creating a roommate agreement can even be smart post-move-in if you’re already clashing with a roomie.
What you include in your agreement varies depending on where and who you’re living with. However, this checklist can help you build your own roommate agreement:
There are plenty of roommate agreement templates online you can adapt, but make sure to customize them for your specific needs.
Thinking about moving in with a roommate? A roommate agreement can make expectations clear from the start. And whether you’re looking for a place to share—or your own solo apartment—ApartmentSearch helps you compare listings and find the perfect fit faster. Get started now.
