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Happy young woman checking bills and budgeting for her first apartment while sitting on blue sofaThe boxes are packed, the keys are in hand, and a little voice from within seems to be whispering, “YOU’RE AN ADULT NOW!” While getting out of mom and dad’s place or even your college dorm is the first step to really being out on your own, one small factor could stop you straight in your tracks: those dolla’ dolla’ bills. Budgeting for your first apartment can be, to put it lightly, a learning experience. Because if you like to move it, move it, you’ve gotta pay it, pay it. Did you know that according to Gallup, only 32% of Americans create a monthly budget? Somehow, budgeting has taken a back burner in the lives of young people, especially. But don’t worry – we can help. Here are some expenses that you may have forgotten about, along with some smart solutions to keep them in check.

Pumpkins near the door for HalloweenAs the seasons turn, you may look around at your apartment’s decor and decide it’s time for a change. While you may have wanted your apartment to feel sunny and light during the summer months, you might want a cozier, more intimate setting during the fall. Let’s tackle the top five ways to change your apartment’s decor while still staying on budget.

1. DIY some new decor

New decor doesn’t have to come with a hefty price tag. Adding some catch-alls or crafting some new pieces for your home can make your apartment feel more personalized. Bringing some character into any space is a great way to have your apartment’s aesthetic feel brand new.